Watching Our Pennies!
I am a big advocate of not reinventing the wheel, when you can purchase a wheel that already works at a reasonable price. No, I’m not talking about tires and wheels for all of you that I may have scared off. (Primarily my older sister Annette, who abhors all talk of wheels and tires!) I am talking purchasing a Excel budget spreadsheet from Howard Payne at RV-Dreams.com. Howard has already created a simple, easy to use spreadsheet where you can input all of this information.
An excerpt from the RV-Dreams.com website:
“Income, Expense, & Cash Flow Tracking with Incorporated Budget and Variance Calculations
This workbook is for those that want to not only track income, expenses, and cash flow, but also want to see how they are doing against their plan or budget.
It takes the Income, Expense, & Cash Flow workbook and adds a Budget spreadsheet. But it goes beyond that and includes automatic calculations that show you how your actual income and expenses compare to your budget.
This workbook contains an Actual & Budget Summary that is fully automated. It shows actual income and expenses side-by-side with your budgeted income and expenses and calculates “variances” as well as monthly and year-to-date totals. Click on the thumbnail screenshot below to see a larger image of the Monthly Summary (a new window should open).”
This was a no-brainer for me. $25 for all of these spreadsheets, already created and linked together. They are easy to use for the Excel beginner and also easy to customize if you would like to modify the categories to fit your specific needs. Do yourself a favor and go to the website and order a copy of the spreadsheets.
